# Why to use it?

#### **Faster detection of risky payment changes** <a href="#id-1-faster-detection-of-risky-payment-changes" id="id-1-faster-detection-of-risky-payment-changes"></a>

You immediately see when an invoice asks You to pay to a bank account that is not in Your trusted supplier data.

#### **Fewer manual checks, better focus** <a href="#id-2-fewer-manual-checks-better-focus" id="id-2-fewer-manual-checks-better-focus"></a>

Instead of checking every invoice, Your team can focus on invoices flagged with a Warning.

#### **Reduces human error** <a href="#id-3-reduces-human-error" id="id-3-reduces-human-error"></a>

Even without fraud, bank accounts can differ due to typos, OCR/digitization mistakes. The warning helps You catch these before export/payment.

***

### **Example situations** <a href="#example-situations-when-it-helps" id="example-situations-when-it-helps"></a>

#### **Supplier´s “new bank details”** <a href="#example-1-supplier-emails-new-bank-details" id="example-1-supplier-emails-new-bank-details"></a>

A known supplier sends an invoice with a different IBAN than usual.

* Fitek shows **Warning**
* You confirm the change via a trusted channel
* You either correct the invoice **“Pay to account”** or update the supplier card (depending on Your process)

#### **Fraud attempt**  <a href="#example-2-fraud-attempt-invoice-interception" id="example-2-fraud-attempt-invoice-interception"></a>

An attacker sends fake invoice using own IBAN on a real supplier invoice.

* Fitek shows **Warning** because it doesn’t match the supplier card
* Your team spots the mismatch before export/payment

#### **Data quality issue (digitization/OCR or typo)** <a href="#example-3-data-quality-issue-digitization-ocr-or-typo" id="example-3-data-quality-issue-digitization-ocr-or-typo"></a>

The invoice content has the correct IBAN, but it was captured incorrectly

* Fitek shows **Warning**
* You fix the “Pay to account” value and continue

{% hint style="info" %}
**Fraud detection is an optional premium feature** and requires activation by the Fitek team.
{% endhint %}


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